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Do you have the correct taxi insurance?
As the dark nights continue drawing in and winter's weather heads our way, most drivers will cut back on unnecessary journeys. Taxi drivers don't have that luxury and must instead continue driving in all conditions: indeed, the festive season can often see an increase in business as drinkers leave their car keys at home. Because of these factors, this time of year makes having suitable cover such as Staveley Head taxi insurance all the more vital.
Specialist taxi insurance contains all the usual features of motor insurance, with a choice between third party and comprehensive policies. One of the big differences is that premiums often take into account the different nature of taxi driving: while they reflect the fact that taxi drivers tend to drive many more miles than the average civilian, they can also reflect the fact that taxi drivers are usually much more experienced behind the wheel, with far less incentive to take unnecessary risks or to cut corners when it comes to safety.
When looking for a good taxi insurance policy, remember that it's not just a case of covering the costs of any damage. You'll need a policy that gets you back on the road quickly in a suitable vehicle that minimizes the impact on your earning ability.
Some taxi insurance policies include public liability, saving you the need to get a separate policy. This covers any damage caused to the public that you may be held responsible for,
such as an injury to a passenger. Public liability cover is a legal requirement for any company dealing with the public.
Taxi insurance often offers much more flexibility than ordinary motor policies. For example, some insurers don't simply offer annual or monthly payments, but instead allow more flexible
payment schedules, which can be a major benefit for cab firms with variable cashflow. There can also be special deals that offer big savings if you insure an entire fleet.
Specialist policies often cover additional risks specific to the taxi industry, either as standard or as an optional extra. A common example is cover for your radio equipment or your meter, both of which are vital for your business.

Eagle

 

Sunset in Skye

 

Highland Landscape

 

View of the Isle of Rum from Skye

 

 

  • Jamie Blackburn
  • Blackburn Taxi Service
  • 5 Walker Court
  • Kinlochleven
  • PH50 4RG

  • Tel: +44 (0) 01855 831495
  •  
  • - Email Us -